💡 𝗖𝗼𝗻𝘁𝗿𝗮𝗰𝘁𝗼𝗿 𝗦𝘂𝗰𝗰𝗲𝘀𝘀 𝗧𝗶𝗽 𝟭 𝗼𝗳 𝟱
Your rate ≠ your take-home. Hidden costs and add-on fees can chip away at what you actually earn. Always check: Is the rate quoted before or after on-costs? Key takeaway: Always confirm whether quoted rates include on-costs such as insurance, payroll tax, admin fees and payment terms — your true take-home can vary significantly.